Open Banking in Morocco
Banking APIs and secure financial data integration
VOID develops Open Banking solutions: banking API exposure, account aggregation, secure payments, third-party provider integration (TPP).
Why Choose Us?
Banking APIs
REST APIs, OAuth 2.0, webhooks. Accounts, transactions, payments, cards.
Account Aggregation
Multi-bank aggregation. Unified view. Categorization, analytics.
PSD2 Ready
Strong Customer Authentication (SCA), AISP, PISP, regulatory compliance.
Security
API gateway, rate limiting, encryption, audit logs, fraud detection.
Frequently Asked Questions
What is Open Banking?
Banking model allowing third parties to access banking data (with customer consent) via secure APIs. Enables innovation: account aggregation, instant payment, financial advisor, automated accounting. Regulated by PSD2 in Europe, emerging in Morocco.
Is Open Banking coming to Morocco?
Bank Al-Maghrib is studying Open Banking regulation. Some Moroccan banks (Attijariwafa bank, BMCI) already expose APIs for partners. Gradual adoption expected by 2025-2026. We anticipate regulation to prepare your infrastructure.
What are the benefits of Open Banking?
For banks: new revenue (API monetization), innovation, ecosystem, competitiveness. For fintechs: access banking data, better UX, faster time-to-market. For customers: aggregation, better services, control over data.
How to secure Open Banking APIs?
OAuth 2.0 + OpenID Connect, SSL/TLS, Strong Customer Authentication (SCA), API gateway (Kong/Apigee), rate limiting, IP whitelisting, audit logs, fraud monitoring, PSD2 compliance.
What are the key components of an Open Banking platform?
A complete Open Banking platform includes: API gateway with developer portal, account aggregation engine, payment initiation services (PIS), account information services (AIS), security layer (OAuth 2.0, SCA), monitoring and analytics dashboard. Timeline varies from 6-18 months depending on scope. Contact us for a detailed assessment of your project.
Ready to Transform Your Project into Digital Success?
Contact us for a free audit and personalized quote.